/Pensions

To Retirement And Beyond: The Lifetime Costs Of Investing

Welcome to our exploration of drawdown income sustainability.

We’ve taken a cross section of on- and off-platform providers and done the sums to see just how much of a difference the choices made at retirement can influence the charges taken – and by logical extension the fund value – over the lifetime of the investment.

Free paper klaxon!

Thanks to the good sorts at Scottish Widows this paper is free to all. Download, read, repeat. Although that may get tedious after a while.

Anyway, we know we say this every time we release a sponsored paper, but it’s true each time so we’ll all just have to live with it. Scottish Widows has a commercial interest in the topic but, and this is the important bit, it had no say in our analysis, our commentary or our decision to dress up a cartoon cat as a geriatric rock star.

/ Additional reports

State of the advice nation

State of the Advice Nation is the UK’s best insight into the UK advice profession, taking a sentiment-led approach to data. Wave 6 is now available.

The meaning of value

The meaning of value

We’ve worked together with Royal London to understand what customers actually value.

Impact of poor service

/ White papers

The Impact of Poor Service

We provided the research for a report, in conjunction with Parmenion, which reveals how far short of expectations many adviser platforms are falling. The research found that over the last 12 months, 88% of advisers needed to apologise to at least one of their clients on behalf of a platform, and that poor service delivery from platforms impacts 91% of advisers every day.

Impact of poor service

/ White papers

The Impact of Poor Platform Service

We provided the research for a report, in conjunction with Parmenion, which reveals how far short of expectations many adviser platforms are falling. The research found that over the last 12 months, 88% of advisers needed to apologise to at least one of their clients on behalf of a platform, and that poor service delivery from platforms impacts 91% of advisers every day.

/ White papers

Answering the Call

Service means a lot of things to a lot of different people. It’s so subjective it can be hard to put your finger on. This paper aims to challenge the status quo and inertia that’s built up in the sector for many years.